Prime Islami Life Insurance Ltd.
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Premium Back Group assurance Plan


Features of the plan
01 Type of Plan It is group assurance plan where premium is refunded at maturity.
02 Term of the plan 10 years.
03 Age of the assured at commencement of policy Minimum - 18 years and Maximum - 50 years
04 Amount of group premium Minimum Taka 5000(five thousand)
05 Mode of payment Yearly
06 No of members of group Minimum 10
07 Age at maturity Maximum 60 years.
08 Target group Employee, executive, worker of various factory, officer, and teachers and staff of educational institutions, member of co-operative, club, professional group.
Benefit of Plan
01 At maturity The assured will get the amount deposited in mudaraba fund and maximum 90% of surplus of tabarru fund (If any).
02 In case of assured’s death within policy period:
a) In case of normal death Nominee(s) will get 30(thirty) times of individual yearly contribution (premium). As per example if assureds individual contribution (Premium) is 3000(three thousand) the claim amount would be 90,000/-(Ninety thousand).
b) At accidental death Nominee(s) will get 60(sixty) times of assured’s individual yearly contribution. As per example contribution is 3000(three thousand) , claim amount would be 180000/-(One hundred eighty thousand).
c) In case of Permanent and total disability Loss of 2 limbs (hand/foot) or 2 eyes or 1 limb and 1 eye due to accident. Assured will get 30(times) of assured’s individual yearly contribution. As per example, if assureds individual contribution is 3000(Three thousand) claim amount would be 90000(Ninety thousand).
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